Home Insurance

Standard Homeowner's Insurance Protections

What is NOT Covered by Standard Homeowner's Policy

While homeowner’s insurance covers many types of disaster-related damage, there are exceptions. For example, flood insurance and earthquake insurance are both separate types of policies, which may be desirable depending on where you live.

Poor home maintenance often contributes to disasters or accidents. Maintenance-related problems are the homeowners’ responsibility, though there are niche insurance products on the market that may be available to protect against appliance wear and tear.

We also Insure:

  • Renters
  • Condominiums

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